Life Insurance Locator Services
For those that have recently experienced the loss of a loved one, one of the most overwhelming tasks facing you is gathering together information about your friend or family member's assets. Thankfully, there are tools that can help you.
Today, I want to spotlight two tools you can use to determine if the deceased individual held a life insurance policy or annuity:
1. The Life Insurance Policy Locator Service available through the National Association of Insurance Commissioners is a good place to start for someone that might have lived in a number of different states throughout their life.
If you submit a request through this website, the NAIC will ask participating member companies to search their records for both life insurance policies and annuity contracts in the deceased individual's name.
Because the NAIC is a national organization, it's search includes insurance providers from all 50 states. Additional information about how to get started is available at:
2. A similar query tool is available through the North Carolina Department of Insurance. Those seeking information about the possible existence of a North Carolina policy need to submit a notarized request form and original copy of the deceased individual's death certificate. In turn, the NCDOI will send the information to ALL North Carolina licensed insurance companies to search for a match. Additional information on how to submit a request can be found at: http://www.ncdoi.com/Consumer/Documents/Lost%20Life%20Insurance%20Policy%20Locator%20(Print).pdf